$600–$900
Annual employer workforce dividend per participating employee
Benefits that actually benefit.
SmartHealth+ created the Benefits Orchestration category. It’s the only Benefits Orchestration infrastructure that simultaneously generates a recurring workforce dividend for your company, delivers real protection your employees will actually use, and covers every dimension of workforce health simultaneously - all financed through the §125 payroll architecture already in place.
See how Benefits Orchestration works
$5000 LESS
Out-of-pocket on a $15,000 hospital stay
$0
Net new employer budget required
Benefits have stopped having impact.
Somewhere along the way, the industry let that happen.
Premiums went up. Coverage got thinner. Employees started treating benefits as fine print, not value. And most employers ran out of options - not because they stopped caring, but because nobody built something that actually worked differently.
The standard model has a ceiling. It was designed to contain cost, not create value. When the only tool available is a flat cash payment against a medical event, that’s not protection. That’s a gesture. SmartHealth+ was built for what comes after that ceiling. Not a better version of what came before. A different category entirely.
This is what Benefits Orchestration means.
A conductor doesn’t play an instrument. A conductor coordinates a performance.
SmartHealth+ doesn’t make insurance. It doesn’t make mental health AI. It doesn’t make HR software. It orchestrates eight specialized partners - each a master of their craft - into a single performance that delivers as one.
That is Benefits Orchestration. Nothing like it existed before SmartHealth+ built it.
Download the Employer Overview
The standard benefits model covers one dimension of employee health. Ours covers four.
One enrollment. No new employer budget. Every dimension covered, simultaneously, from day one.
Physical
Unlimited virtual primary care for employees and their families. A $200 biomarker screening every year. Personalized health coaching that works before something goes wrong.
Mental
24/7 AI-driven mental health support through Yuna. No waitlist. No separate enrollment. There at 2 a.m. when an employee needs it, not just during business hours when they don’t.
Financial
Coverage that starts working on the first paycheck. Supplemental gap coverage that pays what employees actually owe, not a flat cash amount that doesn't match the bill.
On a $15,000 hospital stay: roughly $400 out of pocket with SmartHealth+. Without gap coverage: $5,400. Because that gap is covered, employees can confidently choose a lower-cost, high-deductible plan at open enrollment instead of overpaying for coverage out of fear. The liability that used to sit entirely on their shoulders now has a backstop.
Professional
WorkShield’s Title VII framework gives every enrolled employee a documented process if something goes wrong at work. Not a policy. A process.
Nothing in this space offers employer liability protection. Not one offering on the market.
You capture a workforce dividend while giving your employees something that changes their lives.
That is not a tagline. It is what happens when Benefits Orchestration is running.
The Workforce Dividend -- $600 to $900 per participating employee, recurring annually -- is generated entirely through the §125 payroll architecture you already run. Employees access care they'll actually use and know someone has their back: physically, mentally, financially, and professionally.
You don’t add a budget line to make that happen. You simply restructure what you were already spending.
That’s a completely different - and enjoyable - conversation than an admin fee negotiation.
Every partner. Every carrier. Every credential. Verified.
SmartHealth+ runs on the same platform trusted by Blue Cross Blue Shield, Cigna, Zurich, Chubb, and Mercer. Backed by Clear Spring Health, an AM Best A-rated carrier, a subsidiary of Group 1001, with $86.1 billion in combined assets undermanagement as of March 31, 2026.
SOC 2 audited. HIPAA and PCI compliant. Microsoft Azure infrastructure.
When a CPA or CFO asks “who’s behind this?” -- SmartHealth+ names everyone.
What Business Leaders say after the first year.
Get Your Savings Estimate
We'll show you the annual Workforce Dividend, the per employee impact, and the net return. -- in under 60 seconds. No obligation. No sales call required to see the estimate.
Calculate Your Savings Now
Talk to an Orchestration Expert
Bring your questions. We’ll walk you through exactly how Benefits Orchestration works for your size, your industry, and your workforce.
Schedule a Conversation
- 30-day implementation
- Named carrier
- Carrier-grade infrastructure
- Nothing to install
